Secure Investor Inc has the experience, know-how, and infrastructure to offer you opportunities in your real estate investment endeavors. Whether you are looking for a rehab project or an alternative to invest your money.
Whether you are in another state or a different country you can earn passive income by holding trust deeds or mortgages secured in cash flow rental properties in Tucson, Arizona. Our team creates a peace of mind experience for our clients, so they can focus on the important things in their life while we take care of any hassles associated with buying, selling or holding Real Estate. A Real Estate investment is the safest form of investing an individual can put their money towards.
Tucson, Arizona has a combination of low prices and great rental rates creating cash flow opportunity which allows our clients to invest in the safest environment in the investing world earning above-average returns.
Historically, Tucson’s real estate market has outperformed the country when it comes to home price appreciation as well. By investing in Real Estate that provides consistent cash flow your consistent returns are secured and not subject to the ups and downs of the market. Whether the property’s value goes higher or lower the assets’ monthly value stays the same or rises. Investing with us will help you reach your long term financial goals easier with more efficiency then any vehicle out there especially Wall Street.
There are several factors to consider when choosing the right real estate market in which to invest in. Some of the best indicators of growth areas are the amount of days with sunshine, the number of Universities, and finally the military and government presence in the area. These factors create the stability needed for long term stability and Tucson has all three.
Other important factors are:
Price to rent ratio:
Low prices and high rents create the “cash flow” opportunity. Where rents cover all expenses associated with owning a rental property monthly.
Potential for home price appreciation:
Historically, we want to see a market that has achieved above-average appreciation rates (over 3.2%) over an extended period (15-20 years). We focus on markets that have strong growth indicators. Such as low months of inventory and ones that seem undervalued currently compared to 2006, pre-recession highs.
Private mortgage lending offers much higher rate of return, from 8% – 12% and backed by a tangible asset–real estate. No more hoping for a certain stock to go up in value, or worse, that it doesn’t go down any further. With Private Lending you know the details up front, what you’re investing in, term and interest rate, and you can make a more informed decision over how your money is being invested.
We are group of real estate investors dedicated to improving neighborhoods and making money. By helping us buy more houses we’ll share the wealth with you and give you a great interest rate. You get a great investment, and more control, while being secured by real estate.
If you’d like to earn high returns and don’t trust the stock market and other traditional investments to deliver right now, consider the world of private mortgage lending as a safer investment tool.
How does the Private Money Lending program work?
Take control of your investments, IRA’s and pensions to build wealth.
So, what is a Private Loan?
A Private loan is a loan made to a real estate investor which is secured by real estate. An investor finds good deals, the opportunity to buy properties at 75% or less of Market Value. The property may or may not need some repairs Then the Private Money Lender provides the money to make the purchase and/or repair the property. Then they are typically given a first or second mortgage that secures their investment.
The loan is for less than the value of the house, so if anything goes wrong, the market falls, the investor fails, gets sick and dies, etc. the lender gets a property worth more than his original investment. There is a cushion to cover unanticipated costs. The lender is more protected the lower the Loan-To-Value (LTV) ratio is. For example: the loan may be for $100,000 but the house is worth $150,000.
Banks Vs Private Loans
Banks and savings and loan institutions make high LTV loans on homes and are not well protected. 90% or more was common. Our standard LTV ratios are usually under 80% of the value of the property securing the loan and frequently as low as 60%. This means additional security on the investment.
For example, if a property is valued at $100,000, our Private Lender would usually not loan more than $80,000 dollars on the property. That’s an 80% loan-to-value ratio. This is a much safer approach from that taken by conventional lenders. Banks get into trouble because they make loans at a 90%, 95%, or even 100% loan-to-value ratio. This leaves the banks with no equity for transfer costs if they are ever forced into a position where they must take back the collateral property.
It is in the private money lender’s best interest to minimize risk and maximize return. Therefore, private loans are the best investment vehicle on the planet period!
We purchase properties and sell homes, many of which are completely renovated and in move-in condition. Whether you are dreaming of becoming a first-time home buyer or looking to upgrade your current home, we can help.
We commit to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting your needs first, whether selling or buying a home, we can help you realize your real estate goals.