Now it’s time for you to get the benefits of owning your own home!
We have a great Rent to Own program. It does not require bank qualifying. You could be living in your own rent to own home in Tucson, just a few days from now! We’ll work together to repair any credit problems AFTER you move in, so you can get a regular mortgage down the road.
Imagine your own home…a nice yard…no apartment neighbors…even your own laundry room and garage! Not to mention the profit potential from owning a home while prices go up. If you’ve been looking for a way to get all those benefits, we’re the solution.
We specialize in finding creative solutions for hard-working people, even if…
- Your credit is bad, or even ugly (we’ve seen worse!);
- You don’t have much money for a down payment (no problem).
- You want to make the dream of owning your home a reality.
We have financing solutions that most bankers or real estate agents have never even heard about!
Q. How can you solve problems when real estate agents can’t?
You know how your family doctor sometimes has to refer you to a specialist? Well, think of us as the “specialist” when it comes to unusual real estate situations. Real estate agents can handle many straightforward home sales, but they have their rules and limits. If a family comes along that does not fit into those rules, then they say “Sorry, we can’t help you.” Because we’re the specialists in dealing with difficult credit problems, small down payments, and other issues, we pride ourselves in finding solutions when others just throw up their hands.
Q. How do I know I can trust you?
We’re not asking you to trust us “blindly”. Everything is spelled out to the letter and we approve the agreements together. This process takes about a two hours and we believe you’ll be happy with the paperwork. Once approved, all contracts are binding taking all the guesswork out. You don’t need to trust us just yet, just get it in writing, and then decide.
Q. My credit’s pretty bad…can you still help?
Usually we can. You will need steady income; we look at your situation as a future event. There are cases where we simply can’t help but if you have steady income or potential for steady income, we can usually help. Chances are we’ve helped people with bigger credit problems than you have. We’ll be able to tell you quickly whether we can help with your situation.
Q. How does your “Rent to Own” Program work?
The way it works is you move into the property once everything is agreeable and enjoy the benefits of living there. A portion of your monthly installment goes toward your eventual mortgage on the home.
Yes, you read that correctly: You get to move into a nice home; invest in that home while repairing your credit, or decide whether you want to buy the home. We “lock in” today’s purchase price for the home and a portion of your installment goes toward your mortgage. That means you don’t have to sweat whether home prices are growing faster than your ability to get a good mortgage.
There is a time frame on getting a mortgage anywhere from 2 to 7 years depending on your approval. We refer you to a credit repair company in the meantime and show you a road map on what needs to take place in order to get a mortgage. Once the time frame is over the principal balance can rise .05 percent per month until the mortgage is attained.